FreshStart Credit Co.

Credit repair across Washington State

Get the errors off your credit report and get back to "approved."

Denied for a home, car, or apartment? We review your reports from all three bureaus, challenge inaccurate and unverifiable items, and coach you on building stronger credit.

Book my free credit review Call (509) 432-4035

No upfront fees. You pay only after work is done each month.

Your free review covers

A walkthrough of all three bureau reports
Items that may be inaccurate or outdated
What's hurting your score the most
An honest plan, even if you don't hire us

How it works

Three steps, no pressure, and you can see every letter we send.

1

Free review

We go through your reports with you on a 15-minute call and point out what can be challenged.

2

We dispute

We send disputes to the bureaus and creditors for items that are inaccurate, incomplete, or can't be verified.

3

You build

Monthly updates on every result, plus coaching on utilization, payment history, and new credit.

What we can help you challenge

Late payments reported in error
Collections you don't recognize
Duplicate accounts
Wrong balances or dates
Items past the reporting limit
Unauthorized hard inquiries

Simple, honest pricing

No setup fee. No paying up front. You're billed once a month, only after that month's work is done. Cancel anytime.

You can cancel your contract at no cost within 5 working days of signing. How to cancel

Monthly service

$97/month

Includes disputes with all three bureaus, creditor letters, monthly progress reports, and credit coaching.

Start with a free review

Questions

How long does it take?

Bureaus usually respond to disputes within 30 to 45 days. Most clients work with us for a few months, depending on what's on their reports.

Can you guarantee results?

No one can legally promise a score increase or that accurate items will be removed. We challenge what's inaccurate or unverifiable and show you every result.

Can I do this myself?

Yes. You can dispute errors directly with the bureaus for free. We save you the time, paperwork, and follow-up.

Book your free credit review

15 minutes, no obligation. We'll text you to confirm a time.